Moneyspire
Personal finance software for money management and budgeting
Founded
N/A
Starting Price
$0
Category
Finance & Accounting
Last updated April 27, 2026
About Moneyspire
Moneyspire is a cross-platform personal finance application for managing bank accounts, credit cards, budgets, and bills. Available on Windows, macOS, Linux, and Chromebook, it offers a one-time purchase model with optional cloud sync, making it an affordable alternative to subscription-based finance tools.
Pros & Cons
Pros
- One-time purchase model avoids recurring subscription fees
- Cross-platform support for Windows, macOS, Linux, and Chromebook
- Free version available for basic personal finance tracking
- Strong financial privacy by keeping data local rather than cloud-only
- User-friendly interface suitable for users without accounting backgrounds
Key Features
Account Management
Track bank accounts, credit cards, loans, cash, and investment accounts all in one place.
Budget Tracking
Set budgets by category and monitor spending against goals with visual progress indicators.
Bill Reminders
Track upcoming bills and payment due dates to prevent late payments and fees.
Bank Sync
Connect directly to banks for automatic transaction downloads via Moneyspire Connect.
Reports & Charts
Generate customizable interactive reports showing income, expenses, net worth, and spending trends.
Account Forecasting
Forecast future account balances based on scheduled transactions and recurring bills.
Bank Reconciliation
Balance your checkbook by reconciling transactions against bank statements.
Pricing
Free
$0
- 1 account
- Up to 9 reminders
- Basic reporting
- Desktop app
Full Version
$54/one-time
Best For
Personal Budgeting
Individuals tracking monthly spending against budgets to improve financial health and savings.
Household Finance Management
Families managing multiple accounts, bills, and budgets across shared household finances.
Privacy-Conscious Users
Users who prefer local data storage over cloud-only solutions for financial information privacy.
Cross-Platform Users
People who use multiple operating systems and need consistent finance software across all their devices.
