Stripe
Financial infrastructure for the internet — accept payments, manage subscriptions, and grow revenue globally
Founded
2010
Starting Price
2.9% + $0.30
Category
Payment Processing
Last updated February 13, 2026
About Stripe
Stripe is a comprehensive financial infrastructure platform that powers online payments for millions of businesses worldwide. Beyond simple payment processing, Stripe offers a full suite of products including subscription billing, invoicing, fraud prevention, tax automation, and marketplace payments via Connect. With developer-first APIs, support for 135+ currencies, and AI-powered tools like Smart Retries and Radar fraud detection, Stripe is the go-to payment platform for SaaS companies, startups, and enterprises looking to monetize and scale globally.
Pros & Cons
Pros
- No monthly fees or setup costs — true pay-as-you-go model
- Industry-leading developer experience with comprehensive APIs and documentation
- Supports 135+ currencies and localized payment methods for global reach
- Full-stack financial platform: payments, billing, tax, fraud, and more in one ecosystem
- AI-powered Smart Retries reduce involuntary churn for subscription businesses
Key Features
Online Payment Processing
Accept credit cards, debit cards, and digital wallets with a unified API. Supports 135+ currencies and localized payment methods worldwide.
Stripe Billing
Recurring billing and subscription management with support for usage-based, tiered, flat-fee, and hybrid pricing models. Includes pricing tables, trials, discounts, and customer portals.
Stripe Connect
Build marketplace and platform payment flows. Onboard sellers, split payments, manage payouts, and handle compliance for multi-party transactions.
Stripe Tax
Automatically calculate and collect sales tax, VAT, and GST based on customer location. Supports tax reporting across 50+ countries.
Radar Fraud Prevention
AI-powered fraud detection trained on data from billions of transactions. Includes customizable rules engine, risk scoring, and 3D Secure authentication.
Invoicing
Create and send professional invoices with built-in payment links. Supports automatic reminders, partial payments, and recurring invoices.
Pricing
Integrated Payments
2.9% + $0.30/transaction
- Online card payments
- 135+ currencies supported
- Optimized checkout flow
- Basic fraud protection (Radar)
- Real-time reporting dashboard
Best For
SaaS Subscription Billing
Manage recurring subscriptions with flexible pricing models, usage-based billing, free trials, and automated dunning to reduce churn.
E-Commerce Payments
Accept payments online with optimized checkout, support for digital wallets (Apple Pay, Google Pay), and Buy Now Pay Later options.
Marketplace & Platform Payments
Build multi-sided marketplaces with Stripe Connect — onboard sellers, split payments, and manage payouts across multiple parties.
Global Expansion
Accept payments in 135+ currencies with localized payment methods, automatic currency conversion, and region-specific compliance handling.
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