Best Ecommerce Platforms for B2B Wholesale With Net Terms (2026)

BigCommerce is the most complete out-of-the-box answer for mid-market wholesale, largely because its B2B Edition treats net terms and account-specific pricing as first-class features rather than afterthoughts. Buyers can place orders on payment terms, submit purchase orders, and be held to credit limits, while your team assigns each customer group its own price list with quantity-break tiers. Company accounts support multiple buyers with roles and approval flows, so a purchasing manager and an approver can operate under one organization.

What makes it particularly strong for wholesale-with-net-terms is the balance: you get genuinely native B2B behavior without the six-figure implementation that heavier suites demand. The buyer portal handles reordering, quote requests, and order history the way real distributors work, and BigCommerce's open APIs mean invoices and accounts flow into an ERP without brittle glue. Because it also runs a capable B2C storefront, merchants selling to both businesses and consumers can do so from one platform. It fits distributors and manufacturers with catalogs in the hundreds-to-thousands of SKUs who want to launch in weeks, not quarters.

Adobe Commerce (the commercial edition built on Magento Open Source) has the deepest native B2B engine of any platform here, which is exactly why complex wholesalers gravitate to it. Its B2B module ships with company accounts, hierarchical buyer roles, shared catalogs with per-company pricing, requisition lists, negotiable quotes, and — critically for this use case — payment on account with configurable credit limits. If your net-terms process involves approval chains, contract pricing, and thousands of SKUs, little else models it this faithfully.

That power is also the trade-off. Adobe Commerce is enterprise-priced and expects a development partner to implement and maintain it; the open-source Magento core is free but leaves the B2B and net-terms features to you. Where it earns its keep is scale and nuance: multi-brand catalogs, region-specific price lists, and intricate quote-to-order workflows that would require a wall of plugins elsewhere run natively. It's the right choice for large distributors and manufacturers whose wholesale operation is a core, complex part of the business rather than a side channel.

Shopify closed most of its historical B2B gap with B2B on Shopify, available on the Plus plan, and it's now a serious net-terms contender for teams that value the Shopify admin experience. You can create company profiles, assign each company its own catalog and price list, and offer net payment terms such as net-15, net-30, and net-60 — all managed natively without bolting on wholesale apps. Buyers get a familiar, fast storefront and a self-serve reorder flow, while your team runs everything from the same admin used for retail.

The appeal here is operational simplicity and ecosystem gravity. If your merchandising, fulfillment, and DTC store already live in Shopify, running wholesale on the same platform avoids a second system and a second learning curve. The catch is that native B2B is a Plus-tier capability, so the entry price is high, and the deepest requisition-list and quote scenarios can still lag Adobe Commerce. For brands that sell both direct and wholesale and want net terms without enterprise complexity, though, it hits a sweet spot.

WooCommerce is the budget-conscious route to net-terms wholesale, and for many small distributors it's the most cost-effective path by a wide margin. The open-source core is free; wholesale behavior comes from mature extensions such as Wholesale Suite or B2BKing, which add role-based wholesale pricing, tiered quantity discounts, per-customer catalogs, and — importantly — the ability to accept orders on invoice or net terms rather than requiring immediate payment. Because it runs on WordPress, you also inherit a vast plugin ecosystem for tax exemption, ERP sync, and B2B registration flows.

The trade-off is ownership. You assemble and maintain the stack — hosting, extensions, and updates — and you're responsible for keeping those moving parts compatible. That flexibility is a genuine advantage for teams with technical resources who want to control every rule, and a liability for those who'd rather buy a managed system. For merchants with modest catalogs, a WordPress-centric operation, and a preference for low licensing cost over turnkey convenience, WooCommerce delivers real wholesale capability at the lowest software price point on this list.

AmeriCommerce built its reputation on B2B and multi-store selling, which makes it a natural fit for wholesalers who also run one or more retail fronts. From a single backend you can operate multiple storefronts, apply customer-specific pricing, and configure B2B behaviors including wholesale price levels and account-based ordering. For merchants whose business straddles wholesale and retail — or who sell several brands — the ability to manage everything centrally while showing each account its own pricing is the headline draw.

It won't match Adobe Commerce's depth on requisition lists or negotiated quotes, and it's a smaller ecosystem than Shopify or WooCommerce, so you'll lean on its native feature set more than a sprawling app marketplace. But that native set is squarely aimed at B2B: order minimums, quantity pricing, customer groups, and payment flexibility that supports invoicing arrangements. For a distributor who wants purpose-built B2B and multi-store management from one platform without enterprise cost, it's a pragmatic, often-overlooked option.

LogiCommerce is a headless platform designed from the start to serve B2C and B2B from one unified system, which is its core pitch for wholesale teams tired of running parallel stacks. On the B2B side it supports customer-specific pricing, tiered rates, and account-based catalogs, while its headless architecture lets you deliver a tailored buyer experience across web and custom frontends. For organizations that sell to both businesses and consumers and want one platform rather than app-by-app licensing, the unified model keeps costs and complexity in check.

The headless approach is the double-edged sword: it offers strong flexibility and API-first integration for ERP, PIM, and custom net-terms invoicing flows, but it typically expects more development involvement than a fully templated hosted store. LogiCommerce is less common in North America than the bigger names here, so the surrounding partner ecosystem is thinner. Still, for a B2B-plus-B2C merchant who wants unified wholesale pricing, an API-first backbone, and predictable platform licensing without stacking third-party apps, it's a credible modern choice.