Upmetrics
AI business plan software with the financials built in
About Upmetrics
Upmetrics is AI business planning software that drafts each section of a business plan and turns your numbers into multi-year financial forecasts. It combines plan writing, financial forecasting, pitch deck building, strategic planning, and plan-vs-actuals tracking via QuickBooks Online and Xero in one collaborative workspace.
Pros & Cons
Pros
- AI drafts full plan sections and forecasting guidance, cutting the time to a first draft
- Financial forecasting produces P&L, cash flow, and break-even reports without building spreadsheets
- Live plan-vs-actuals tracking through QuickBooks Online and Xero integrations
- Lower entry price than many competitors, with a 25% discount on annual billing and 30% off for students and nonprofits
- Professional tier supports consultants and incubators managing multiple client plans
- Highly rated on Capterra (4.9 from 100+ reviews)
Cons
- No free plan; only a 15-day money-back guarantee
- Reviewers report a learning curve, especially for the financial tools
- Formatting and layout customization of plan sections can be awkward
- Excel exports can bring numbers over as text, per some reviewers
- No dedicated mobile app
Key Features
AI Plan Writing (Suggest Answers)
AI drafts every section of the business plan from a few questions about your business, which you then review, edit, and accept.
Automated Financial Forecasting
Enter your numbers to get profit and loss, cash flow, balance sheet, and break-even reports, with forecasts up to 7 years (Premium) or 10 years (Professional).
What-If Scenario Planning
Model alternative scenarios and keep multiple versions of a plan to compare assumptions.
AI Pitch Deck Builder
Generate investor pitch decks from your plan and export them to PDF, DOC, or PPT.
AI Industry Research Reports
AI-assisted industry research reports compiled from publicly available sources.
Plan vs Actuals with QuickBooks and Xero
Connect QuickBooks Online or Xero so live actuals flow into the forecast and plan-vs-actuals updates without CSV exports.
Strategic Planning Tools
Business model templates such as Business Model Canvas, Lean Canvas, and SWOT to validate ideas and set strategy.
400+ Sample Plans
Library of more than 400 industry sample business plans with step-by-step instructions.
Collaborative Workspaces
Real-time collaboration with team members and unlimited guest access for advisors and partners.
Consultant Client Management
Professional plan adds custom templates, client management, and company transfers for advisors, incubators, and agencies.
Pricing
- Billed annually ($19 billed monthly)
- 1 company
- Up to 5 team members per company
- AI plan writing and assistance
- AI industry research reports
- Up to 7-year financial forecast
- AI pitch deck builder
- Strategic planning tools
- Exports to PDF/DOC/PPT and Excel
- QuickBooks Online and Xero integration
- Billed annually ($49 billed monthly)
- Everything in Premium
- 3 companies
- Up to 10-year financial forecast
- Custom templates
- Manage clients
- Transfer companies
- Billed annually ($249 billed monthly)
- Branded, personalized planning experience
- Extra companies from $5/mo and team members from $3/mo (annual)
Best For
Securing loans and investment
Founders build lender-ready plans and pitch decks with financial projections to apply for SBA loans, grants, or investor funding.
Launching a new business
First-time entrepreneurs validate an idea on a Lean Canvas and turn it into a full business plan with a three-year forecast.
Consultants and advisors
Business consultants manage plans for multiple clients, use custom templates, and transfer completed companies to clients.
E-2 visa business plans
Applicants prepare the business plan and financials required to support an E-2 investor visa.
Teaching business planning
Business schools, incubators, and accelerators use it to teach and coach structured business planning.
