Consectus
Fintech platform bringing mobile banking, RPA, and AI chatbots to building societies
About Consectus
Consectus is a fintech company providing digital transformation solutions for building societies and small banks. Its product suite includes a rebranded mobile banking app, online banking platform, robotic process automation (Helix RPA), AI-powered webchat (Monty AI), and Open Banking features. All products integrate with existing core banking systems via APIs.
Pros & Cons
Pros
- White-label mobile app can be fully rebranded to match any building society's identity
- API-first approach integrates with all major core banking platforms without system replacement
- Helix RPA reduces manual processes and errors without extensive AI training requirements
- Low entry-level costs designed specifically for smaller financial institutions
- AI chatbot with WhatsApp integration extends customer service beyond business hours
- Founded by experienced banking executive and technology entrepreneur
Cons
- Primarily focused on UK building societies and small banks, limiting geographic applicability
- No transparent public pricing requires contacting sales for quotes
- Small company size means potentially limited support capacity for multiple clients
- Relatively new company (founded 2019) with limited long-term track record
- Niche market focus means fewer community resources and third-party integrations
Key Features
Mobile Banking App
White-label mobile app for account viewing, fund transfers, transaction history, and savings goals that integrates with any core banking system
Online Banking Portal
Web-based banking platform giving customers secure access to accounts and services from any browser
Helix RPA
Robotic process automation tool that handles repetitive manual banking processes, reducing errors and freeing staff for higher-value work
Monty AI Chatbot
AI-powered webchat with WhatsApp integration that provides validated answers and seamlessly hands off to human agents
Open Banking Enablement
Penny Saver and Sweeper features built on Open Banking APIs for automated savings and account aggregation
Branch Tablet Solution
In-branch tablet application for staff to assist customers with account services and product information
Amazon Connect Telephony
Cloud-based telephony integration extending customer service capabilities with call routing and IVR
API-First Architecture
Interoperates with major core banking platforms from providers like Sopra, Phoebus, and others via APIs
Pricing
- Mobile Banking App
- Online Banking Portal
- Helix RPA
- Monty AI Chatbot
- Open Banking features
- Branch Tablet solution
- API integration with core banking
- Dedicated support
Best For
Building Society Digital Transformation
Building societies launch mobile and online banking channels to compete with digital-first challengers
Banking Process Automation
Small banks automate repetitive back-office operations like account opening and KYC checks with Helix RPA
Customer Service Enhancement
Financial institutions deploy AI chatbot with WhatsApp integration to handle common queries 24/7
Open Banking Compliance
Building societies implement Open Banking features to meet regulatory requirements and offer account aggregation
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