Access PPSR
Simplifying the complexity of PPSR registrations through automation
About Access PPSR
Access PPSR is a registration automation module from Australian fintech Access Intell that helps businesses protect their security interests on the government's Personal Property Securities Register (PPSR). It combines one-click registrations, pre-set profiles, built-in grantor and asset validation, and bulk processing so suppliers, equipment hirers, and financiers become secured creditors in the event of customer insolvency. Expert onboarding and support, centralised portfolio management, and integration with Access Approve and Access Monitor cover the full credit risk lifecycle.
Pros & Cons
Pros
- Pre-set profiles and built-in validation dramatically reduce the risk of invalid or unenforceable PPSR registrations
- Bulk upload tool handles large volumes of registrations, discharges, transfers, and renewals with automatic data cleansing
- Hands-on expert support from PPSA/PPSR specialists, including review of your terms and conditions during onboarding
- Free pay-as-you-go tier with instant onboarding suits small businesses with occasional registration needs
- Covers both Australian and New Zealand PPSR registers from one platform
- Part of a broader credit risk suite (Approve, Monitor, Collections) for end-to-end customer lifecycle management
Cons
- Only relevant to businesses trading under Australian/New Zealand PPSA law — no use outside ANZ
- Subscription excludes transaction fees: PPSR, government, and credit report charges are billed per use on top
- Once-off establishment/set-up fee applies in addition to monthly subscription
- Advertised prices are starting points excluding GST — actual cost requires a tailored quote
- Few independent user reviews published on G2 or Capterra to validate vendor claims
Key Features
One-Click Registrations
Quick, automated registration process with pre-set profiles so registrations are right every time
Built-In Validation Tools
Grantor and asset validation ensures registrations are accurate, correct, and legally enforceable as a priority
Bulk Upload Processing
Automatically validates and corrects large volumes of registrations, discharges, transfers, and renewals
Serial Number Verification
Verifies serial-numbered goods (such as vehicles and equipment) before registration to ensure compliance
Centralised Portfolio Management
Current and discharged/expired registrations hosted in one place with a visual dashboard
Expiry Alerts & Reporting
Centralised expiration alerts, processing tools, and reporting capabilities for simplified portfolio oversight
NZ PPSR Support
Register security interests on the New Zealand PPSR to become a secured creditor across both markets
Credit Risk Suite Integration
Integrates with Access Approve (decisioning) and Access Monitor (risk monitoring) to manage risk across the customer lifecycle
Expert Onboarding & Support
Specialist team reviews your trading terms and T&C clauses during setup and answers PPSR questions on an ongoing basis
Pricing
- No subscription required
- 1 user
- Pay per PPSR registration
- Pay per credit bureau report
- Instant onboarding
- Ideal for owner-operators with ad-hoc needs
- Up to 3 users
- Standard set-up
- Risk monitoring for up to 50 customers
- PPSR module pay per registration
- Onboarding within 24 hours
- Up to 5 users
- Standard set-up plus small customisations
- Risk monitoring for up to 100 customers
- PPSR module pay per registration
- Onboarding within 24-48 hours
- Up to 10 users
- Integrations and customisations included
- Risk monitoring for up to 500 customers
- PPSR module pay per registration
- Onboarding within 7 days
- Enterprise-level volumes
- Custom business-specific integrations and features
- Users and monitoring on application
- Tailored quote
Best For
Securing Goods Sold on Credit
Suppliers selling on retention-of-title terms register their interests so they can recover stock, raw materials, or sale proceeds if a customer becomes insolvent.
Equipment Hire & Rental Protection
Hire companies register against longer-term hires to avoid losing equipment to an insolvent customer's estate.
Asset & Vehicle Finance
Financiers register security interests over serial-numbered assets like vehicles and machinery, with verification before registration.
Bulk Portfolio Migrations
Credit teams cleanse and upload hundreds of registrations at once — for example migrating an existing book or onboarding a large customer base.
Defending Unfair Preference Claims
Becoming a registered secured creditor helps suppliers fall outside liquidators' claw-back claims under Section 588 of the Corporations Act.
Similar Tools
Proton Mail
Secure, privacy-first email built in Switzerland
Airia
Enterprise AI orchestration, security, and governance platform
Puzzle
AI-native accounting software for startups and accounting firms
DataSnipper
AI Agents for faster Audit and Finance workflows
SAP Concur
Enterprise-grade travel and expense management with deep ERP integration and global compliance
Stripe
Financial infrastructure for the internet — accept payments, manage subscriptions, and grow revenue globally