Windcave
End-to-end payment processing for e-commerce, retail, and unattended transactions
About Windcave
Windcave (formerly Payment Express) is a global payment processing platform supporting online, in-store, and unattended transactions. It provides hosted payment pages, payment links, PCI DSS-compliant security, and integrations with 45+ processors across 30+ regions in 40+ currencies.
Pros & Cons
Pros
- Supports 40+ currencies and 45+ payment processors globally
- 99.99% uptime reliability for mission-critical payment processing
- Full PCI DSS compliance with tokenization and encryption
- Flexible deployment across online, in-store, and unattended channels
- Established since 2000 with long track record in payment processing
Cons
- Pricing requires contacting sales for detailed quotes
- Additional setup fees for multi-currency and extra card schemes
- Primarily strong in New Zealand, Australia, and select markets -- less presence in some regions
- Does not control merchant accounts -- limitations depend on your acquiring bank
Key Features
Multi-Channel Payments
Accept payments online, in-store via EFTPOS, and through unattended self-service terminals
Hosted Payment Page
PCI DSS-compliant hosted checkout that reduces your compliance burden
Paylink
Send payment links via email or SMS for remote invoice collection
Global Processing
Connect to 45+ payment processors across 30+ regions in 40+ currencies
Fraud Prevention
Tokenization, encryption, and advanced fraud detection tools to protect transactions
E-commerce Integrations
Plugins for WooCommerce, Magento/Adobe Commerce, Shopify, and other major platforms
99.99% Uptime
Enterprise-grade reliability with server uptime exceeding 99.99%
Pricing
- Visa & Mastercard processing
- Hosted Payment Page
- 1.75-2.5% processing rate
- One-time setup fee
- Paylink invoicing
- Basic reporting
- All Standard features
- 40+ currency support
- $50 multi-currency setup
- Cross-border processing
- All Multi-Currency features
- Volume-based pricing
- Dedicated account manager
- Custom integration support
- Advanced fraud tools
Best For
E-commerce Stores
Online retailers processing credit card and digital wallet payments through hosted checkout
Retail & EFTPOS
Brick-and-mortar businesses processing in-store card payments with fast EFTPOS terminals
Unattended Payments
Self-service kiosks, parking systems, and vending machines accepting card payments
Multi-Currency Business
International businesses accepting payments in 40+ currencies from customers worldwide
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