About PayGate

PayGate (now part of Network International as Payfast) is one of South Africa's most established payment gateways, delivering enterprise-grade payment processing with exceptional stability and reliability. The platform supports card payments, Instant EFT, recurring billing, and multi-currency transactions. PayGate excels in subscription management through its PaySubs module, offering secure tokenization and automated recurring payments. With PCI DSS compliance, advanced fraud prevention including rule-based filters and velocity checks, and flexible checkout integration options, PayGate serves businesses from startups to large enterprises across South Africa.

Pros & Cons

Pros

One of South Africa's most established and reliable payment gateways
Excellent recurring billing and subscription management via PaySubs
Well-documented API for easy integration
Strong fraud prevention with rule-based filters
PCI DSS compliant with secure encryption

Cons

Key Features

Card payment processing

Instant EFT payments

Recurring billing (PaySubs)

Multi-currency support

PCI DSS compliance

Advanced fraud prevention

Secure card tokenization

Flexible checkout integration

Velocity checks and blacklisting

Real-time transaction reporting

Pricing

Standard

R99/month

3.5% on card payments
1.5% on Instant EFT
PCI DSS compliant
Fraud prevention tools
Multi-currency support