PayGate
Secure payment gateway for South African businesses
Founded
N/A
Starting Price
R99
Category
Payment Processing
Company Size
All Sizes
Last updated March 16, 2026
About PayGate
PayGate (now part of Network International as Payfast) is one of South Africa's most established payment gateways, delivering enterprise-grade payment processing with exceptional stability and reliability. The platform supports card payments, Instant EFT, recurring billing, and multi-currency transactions. PayGate excels in subscription management through its PaySubs module, offering secure tokenization and automated recurring payments. With PCI DSS compliance, advanced fraud prevention including rule-based filters and velocity checks, and flexible checkout integration options, PayGate serves businesses from startups to large enterprises across South Africa.
Pros & Cons
Pros
- One of South Africa's most established and reliable payment gateways
- Excellent recurring billing and subscription management via PaySubs
- Well-documented API for easy integration
- Strong fraud prevention with rule-based filters
- PCI DSS compliant with secure encryption
Cons
- Primarily focused on South African market
- Transaction fees can be higher than some competitors
- No free tier or trial available
- Now rebranded under Payfast/Network International
Key Features
Card payment processing
Instant EFT payments
Recurring billing (PaySubs)
Multi-currency support
PCI DSS compliance
Advanced fraud prevention
Secure card tokenization
Flexible checkout integration
Velocity checks and blacklisting
Real-time transaction reporting
Pricing
Standard
R99/month
- 3.5% on card payments
- 1.5% on Instant EFT
- PCI DSS compliant
- Fraud prevention tools
- Multi-currency support
Enterprise
Custom/month
- Volume-based pricing
- Dedicated support
- Custom integration
- PaySubs recurring billing
- Advanced fraud rules